Recommended Insurance for Contractors
Commercial General Liability with limits as required by existing contracts is a must as well as coverage for your office contents, tools and equipment, installation floater, extra expense or other business interruption, crime and cyber expense coverage. Contractors' vehicles and trailers can be covered by a Commercial Automobile policy.
Specialized Coverage for Contractors
Depending on the scope of your operations additional coverage such as Equipment Breakdown, Rip and Tear, Crane and Hoist, Errors and Omission liability, Rented Equipment, Environmental liability, Wrap Up liability, and Cyber liability may be recommended.