{"id":726,"date":"2026-04-09T20:13:13","date_gmt":"2026-04-09T20:13:13","guid":{"rendered":"https:\/\/ontariowest.ca\/london\/new-optional-benefits-for-2026\/"},"modified":"2026-04-24T18:51:56","modified_gmt":"2026-04-24T18:51:56","slug":"new-optional-benefits-for-2026","status":"publish","type":"page","link":"https:\/\/ontariowest.ca\/london\/new-optional-benefits-for-2026\/","title":{"rendered":"New Optional Benefits for 2026"},"content":{"rendered":"
\n \n \n\t\n\n\n\n

\nWhat\u2019s Becoming Optional\n<\/h2>
\n \n \n\t\n\n\n\n
\n \n \n\t\n\n\n\n
\n

Income Replacement<\/h4>

Helps replace income you or another covered person may lose because of an auto accident.<\/p>\n<\/div>\n<\/div>

\n \n \n\t\n\n\n\n
\n

Non-Earner<\/h4>

If you or another covered person is a student or unemployed and an auto accident keeps you from leading a normal life, this benefit can provide financial support while you recover.<\/p>\n<\/div>\n<\/div>

\n \n \n\t\n\n\n\n
\n

Caregiver Benefits<\/h4>

Helps cover caregiving expenses if you or another covered person is injured in an auto accident and can no longer provide care for a household member, such as a child or aging parent, who needs it.<\/p>\n<\/div>\n<\/div>

\n \n \n\t\n\n\n\n
\n

Lost Educational Expenses<\/h4>

If an auto accident keeps you or another covered person from attending school or an education program, this benefit can help cover the costs you have lost.<\/p>\n<\/div>\n<\/div>

\n \n \n\t\n\n\n\n
\n

Expenses of Visitors<\/h4>

Helps cover reasonable and necessary expenses of visitors, such as a sibling or parents, if you or another covered person is injured in an auto accident.<\/p>\n<\/div>\n<\/div>

\n \n \n\t\n\n\n\n
\n

Housekeeping and Home Maintenance<\/h4>

Helps cover costs if you or another covered person is unable to perform the housekeeping and home maintenance tasks normally done before an auto accident.<\/p>\n<\/div>\n<\/div>

\n \n \n\t\n\n\n\n
\n

Damage to Personal Items<\/h4>

Helps cover the cost to repair or replace personal items (e.g., clothing, prescription eyewear, hearing aids, etc.) damaged in an auto accident.<\/p>\n<\/div>\n<\/div>

\n \n \n\t\n\n\n\n
\n

Death Benefits<\/h4>

Compensates some family members if you or another covered person die due to an auto accident.<\/p>\n<\/div>\n<\/div>

\n \n \n\t\n\n\n\n
\n

Funeral Benefits<\/h4>

Helps cover some funeral costs if you or another covered person die due to an auto accident.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section>

\n \n \n\t\n\n\n\n

\nNavigating the 2026 Coverage Shifts: A Visual Guide\n<\/h2>
\n

\n