Office Insurance
Office risks can include just about any type of office, from medical to business and more. They have risks associated with property, including building and contents, computer equipment, fixtures and furnishings, etc., as well as crime, cyber and general liability risks. Many office settings are not required to provide coverage for injured workers, but an insurance package put together by an Ontario West or Bill Blaney Commercial Specialist can pick up this coverage and more.
Recommended Insurance for Offices
Most office packages include property coverage for buildings (when owned), office furnishings and fixtures, and computer equipment, as well as coverage for glass and signs, equipment breakdown, business interruption, and crime—including employee dishonesty, burglary, robbery, funds transfer, and credit card forgery. Additionally, commercial general liability, including advertising liability and cyber loss expense coverage, forms the foundation of any retail insurance package.
Specialized Coverage for Offices
Most office risks should also include Extended Cyber coverage, including social engineering and cyber liability coverage. Depending on the location, sewer backup, flood, and/or earthquake coverage should also be considered. If the owner is a corporation, directors' & officers' liability coverage is also recommended.
Looking For A Personalized Approach For Your Insurance Needs?
Our team of caring and knowledgeable professionals will help you find the right coverage to suit your unique circumstances. Let's get started. Just click the link below to answer a few quick questions and we'll reach back to you in a responsive and timely manner.